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| Legal Information |
HOME MORTGAGE DISCLOSURE ACT (HMDA)
The HMDA data regarding our residential mortgage lending is available for review upon request. The HMDA data reflects a geographic distribution of loan applications based on race, gender, location, type of loan, and income of borrowers. Inquire at GECU - Mortgage Department 7227 Viscount Blvd. El Paso, TX 79925 regarding the location of where the HMDA data may be reviewed. To receive a copy of this data, send a written request to the aforementioned address.
EQUAL HOUSING OPPORTUNITY LENDER
We conduct business in accordance with the Federal Fair Housing Law (Fair Housing Act of 1968). It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin:
In the sale or rental of housing
In advertising the sale or rental of housing
In the financing of housing
In the provision of real estate brokerage service
In the appraisal of housing
In the practice of blockbusting
Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination at: 1-800-669-9777, or 1-800-927-9275 (tdd). U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity, Washington, D.C. 20410
EQUAL CREDIT OPPORTUNITY ACT FAIR LENDING NOTICE
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), all or part of the applicant's income received from any public assistance program, or because the applicant has in good faith excercised any right under the Consumer Credit Protection Act of 1968. The federal agency that administers compliance with this law concerning the creditor is:
Mortgage Companies
Federal Trade Commission
Equal Credit Opportunity
Room 4037
Washington, D.C. 20580
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